Financing with Our Dealership

Putnam Kia takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Putnam Kia Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Putnam Kia can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Long-Term Purchase or Short-Term Lease, All Your Finance Options Can be Found at Putnam Kia

Test driving and researching new vehicles are the fun parts of shopping for any new car or SUV. Budgeting, running the numbers, and figuring out repayment plans are the not-quite-fun part for many Thompson CT, Johnson RI, Columbia CT, Shrewsbury MA and Warwick RI drivers. At the Putnam Kia finance team, we can't promise to make setting up a payment plan for your new car fun, but we can promise to make it easier. We work with many banks in the Putnam area and walk you through every step of the process, to make it easier to understand and more efficient for you.

Choose Between Affordable Auto Leases and Car Loans at Putnam Kia

One of the first aspects of auto financing drivers from the Thompson CT, Johnson RI, Columbia CT, Shrewsbury MA and Warwick RI areas should decide on is whether a loan or lease work best for them. There's no right answer, but one financing option may work better than the other in terms of your preferences. A lease is a great way to enjoy the latest features of a Kia while keeping monthly payments low. A loan is a favorite for many near Putnam since there are no monthly payments after paying off the loan. Either way, our finance team helps discover affordable rates so that you find the best fit.

Save Time by Getting Pre-Approved for Financing

Time is valuable, and no one likes spending it just waiting around. We know you're busy and that's why we provide opportunities to streamline the car-buying process wherever possible. Before your visit, take some time to fill out our online credit application so you can get pre-approved before you come in. That way you can avoid a long wait in front of one of our desks and will have more time behind the wheel of your new ride.

Your privacy is important to us.

Putnam Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Putnam Kia

    157 Providence Pike, Rt. 44
    Putnam, CT 06260

    • Sales: 860-928-7737
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Get in Touch

  • Contact our Sales Department at: 860-928-7737
  • Monday8:00AM - 7:30PM
  • Tuesday8:00AM - 7:30PM
  • Wednesday8:00AM - 7:30PM
  • Thursday8:00AM - 7:30PM
  • Friday8:00AM - 5:30PM
  • Saturday8:00AM - 4:00PM
  • SundayClosed